Our advice
How We Work
It starts with you — your goals, your life, your future.
We don’t believe in off-the-shelf advice. Everything we do is tailored to you — whether you’re looking to retire early, support your family, travel more, or simply get clarity around your finances.
Step-01
We start with a conversation
No pressure, no jargon, no charge — just a relaxed, free chat to understand what really matters to you now and what you want for the future.
Maybe it’s helping your children through university. Maybe it’s figuring out when you can step back from work.
We take the time to listen before we talk numbers.
Step-02
We collate numbers and build you a plan
Then we’ll gather all the details required — this could be your income.
Using our technical expertise (and love of data!), we’ll create a clear, personalised financial plan that shows where you stand now and how to get to where you want to be. We’ll highlight any gaps or risks, and outline everything in a way that’s easy to understand.
Step-03
We present your plan and help you implement it
We’ll guide you step-by-step through implementing your plan, answering questions and keeping things on track.
Need support with the admin side of things — like completing forms, reviewing paperwork, or preparing information for your accountant? We’re happy to help with that too. Our goal is to make the process feel manageable, not overwhelming — and to be on hand whenever you need us.
Step-04
Annual reviews and more
We stay with you for the long term – if you want us to. Most clients choose to keep us alongside them as life unfolds. Some have been with us for over 20 years — and we still like to think we’ve got the same energy and curiosity we started with!
Whether it’s regular reviews, big decisions or quiet check-ins, we’re here when you need us — and never when you don’t. Each year, we check in with a review — not just of your finances, but of how your life and goals might have changed. Then we adjust the plan to keep everything on track.
Let's talk – your way! It starts with you — your goals, your life, your future.
We don’t believe in off-the-shelf advice. Everything we do is tailored to you — whether you’re looking to retire early, support your family, travel more, or simply get clarity around your finances.
