Business owners | Optimising directors’ pay & pensions
Optimising Directors’
Pay & Pensions
Get the right balance between salary, dividends, and pension contributions — while minimising tax and building long-term wealth.
Key Benefits
- Structure your income for maximum tax efficiency.
- Make the most of pension and investment allowances.
- Align your remuneration with both personal and business goals.
Our
Approach
When you’re running a business, every decision about how you pay yourself has a ripple effect — on your tax bill, your cash flow, and your future wealth. We help you strike the right balance between salary, dividends, and pension contributions, ensuring you take advantage of all available reliefs and allowances.
We’ll model the options clearly, showing how different income mixes affect both your short-term take-home pay and your long-term financial position. This includes exploring pension funding from company profits, the impact on corporation tax, and how to integrate contributions into your broader wealth plan.
We can work collaboratively with your accountant, and keep your remuneration strategy simple, compliant, and tailored to your goals. The outcome is a clear, tax-smart plan that rewards your effort today while securing your tomorrow.