Business owners | Optimising directors’ pay & pensions

Optimising Directors’
Pay & Pensions

Get the right balance between salary, dividends, and pension contributions — while minimising tax and building long-term wealth.

Key Benefits

  • Structure your income for maximum tax efficiency.
  • Make the most of pension and investment allowances.
  • Align your remuneration with both personal and business goals.
optimising-directors-pay-pensions

Our
Approach

When you’re running a business, every decision about how you pay yourself has a ripple effect — on your tax bill, your cash flow, and your future wealth. We help you strike the right balance between salary, dividends, and pension contributions, ensuring you take advantage of all available reliefs and allowances.

We’ll model the options clearly, showing how different income mixes affect both your short-term take-home pay and your long-term financial position. This includes exploring pension funding from company profits, the impact on corporation tax, and how to integrate contributions into your broader wealth plan.

We can work collaboratively with your accountant, and keep your remuneration strategy simple, compliant, and tailored to your goals. The outcome is a clear, tax-smart plan that rewards your effort today while securing your tomorrow.

Independent advice, personal service, and no pressure.

Your first meeting is free. Why not get in touch to see how we can help you?

Empire House, Lewisham Road, Slaithwaite, Huddersfield HD7 5AL

Phone: 01484 810 601
Email: info@heritagews.co.uk
Our Location: Find Us

Information

We provide independent financial planning and investment advice to clients based in the United Kingdom only.

The content on this website is for information purposes only and should not be regarded as personal financial advice.
Investments can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future results.

Address & Registered Office: Empire House, Lewisham Road, Slaithwaite, Huddersfield HD7 5AL

Heritage Wealth Solutions is a trading name of Heritage WS Ltd and is a limited company. Registered in England and Wales number: 9448681
Authorised and regulated by the Financial Conduct Authority.

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