Our advice
Meet the Heritage team
Heritage Wealth Solutions is a well-established, fully independent financial planning firm with a reputation for clear, thoughtful, and dependable advice. Since 2015, we’ve helped clients across the UK plan with clarity, protect what matters, and build long-term financial confidence.
We’re proudly independent — not tied to any provider, platform, or product — and intentionally boutique, so we can deliver the kind of personal attention and tailored advice that bigger firms often can’t. Every plan we create, and every conversation we have, is guided by one goal: helping you feel confident, informed, and in control of your financial future.
Today, Heritage remains true to its founding values — clarity, integrity, and care — while continuing to evolve. We combine big-firm capability with small-firm consistency. We build long-term partnerships, not transactions. And we pride ourselves on giving advice that’s not just technically right, but right for you.
Andy Dodd
Founder & Chartered Financial Planner
Andy founded Heritage Wealth Solutions in 2015, bringing with him more than two decades of experience in financial advice and a reputation for clear, and carefully considered planning.
He first qualified with the Financial Planning Certificate in 1999 and has been advising clients since 2004. In 2011, he achieved Chartered Financial Planner status. With an honours degree in Mathematics and a natural curiosity for how things work, Andy brings deep technical expertise and analytical precision to every scenario.
Previously, he headed up an investment committee managing close to £200M in client funds — with a proven track record in improving performance and strengthening outcomes. He’s most comfortable when working through complex challenges, modelling scenarios in detail, and building plans that are not just technically sound, but genuinely effective.
Andy is known for making even the most complex topics feel approachable. He listens closely, explains clearly, and always takes the time to make sure clients feel confident in their decisions. While his plans are built on data and rigour, his relationships are built on trust, care, and genuine understanding.
Daniel Coates
Chartered Financial Planner
Daniel is a Chartered Financial Planner with a strong background in economics and a calm, methodical approach to advice. He supports clients across a wide range of planning needs — from retirement and investment strategy to tax efficiency and wealth preservation — helping them feel informed, in control, and confident in the future.
He began his career in a small, family-run financial services firm, gaining hands-on experience across all areas of client service and advice. He later moved into a chartered accountancy practice, where he worked closely with tax partners to implement tailored wealth planning strategies for individuals and business owners across Yorkshire and Derbyshire.
Daniel brings strong investment market knowledge to the table — monitoring global macroeconomic trends, analysing asset class behaviour, and blending data-led insight with clear judgement to position portfolios for both growth and resilience.
Combining multidisciplinary advisory experience and market knowledge, Daniel aims for thorough, forward-looking, plain-spoken advice that helps people protect, grow, and ultimately pass on their wealth with confidence.
Michelle Dodd
Operations & Client Experience
Michelle joined Heritage full-time in 2024 to help take the business into its next chapter. She brings a wealth of leadership and strategy experience from senior roles across the financial services sector, including at The Co-operative Group, Asda Money, and Skipton Building Society.
Michelle leads Heritage’s operations, communications and client experience — ensuring every touchpoint feels seamless, professional, and personal. Her focus is always on the details that make a difference and building a service that reflects the firm’s values at every level.
She’s passionate about having a business where people feel genuinely supported — not just advised.
Annabelle Dickinson
Business Support Manager
Annabelle joined Heritage as Business Support Manager, bringing over 12 years of experience in financial services and has a genuine passion for supporting both clients and colleagues.
After completing her AAT qualifications straight from college, Annabelle built a strong foundation in financial services — combining technical expertise with a warm, approachable style that clients trust. Throughout her career, she’s been known for her attention to detail, reliability, and the friendly professionalism that makes every interaction feel personal.
In her role at Heritage, Annabelle plays a key part in ensuring the smooth running of day-to-day operations and providing strategic and administrative support across the business. Her focus is on creating an environment where both the team and clients feel valued, supported, and confident in every aspect of their experience with Heritage.
