The Heritage Difference

Our advice

We don’t have sales targets. We don’t push products. We simply offer honest advice, from a team that knows you by name.

At Heritage, we’re proudly independent — and intentionally small. That means no restrictions, no hidden agendas, and no generic solutions. We’re free to recommend what’s genuinely right for you, based on your goals, your values, and your life.

We combine deep technical expertise with the kind of personal connection that’s increasingly rare in financial services. Being boutique means we can take the time to listen, build trust, and support you consistently over the long term.

It’s this blend of independence, experience, and individual attention that makes Heritage different — and it’s why so many of our clients choose to stay with us, year after year.

Today, Heritage remains true to its founding values — clarity, integrity, and care — while continuing to evolve. We combine big-firm capability with small-firm consistency. We build long-term partnerships, not transactions. And we pride ourselves on giving advice that’s not just technically right, but right for you.

Two promises you can count on

The Heritage replacement promise

Switching investments? We’ll never charge you twice. If you’re already paying us an ongoing fee to manage your investments, we won’t add an extra charge just to switch between them. Some firms apply transaction or advice fees when making internal changes — we don’t. Because doing the right thing shouldn’t come with a penalty.

The Heritage freedom & flexibility promise

We’ll never tie you in — and we’ll never make it hard to leave. Some providers lock you in with exit fees and long-term contracts. Not us. At Heritage, you’re always free to make changes, move on, or reassess. There are no hidden traps and no penalties. We want you to stay because our advice adds value — not because you’re financially stuck.

Advice that’s built around you!

With Heritage, you get straightforward, independent financial planning — the kind that puts your freedom, peace of mind, and long-term wellbeing first. No pressure… No lock-ins… just thoughtful, personalised advice from people who genuinely care.